12 Month Savings Challenge – Remember to Save – February

Feb Savings

February is done and dusted #shocking how it’s just flying by! I love it!

By now you will have accumulated a total of R 500.00

Your debit orders and monthly payments should have been done by now so remember to save.

It’s not major and wont dent your pocket.  R380.00 – that’s all – remember to be vigilante the amounts are going to get higher.

If you can afford and want to save more this month I suggest you pick a figure from another month from March to December and save that amount , then scratch that month out and put that money away.

Click below to view the full 12 month breakdown.

52 week 12 month Savings Challenge South Africa 2015

Good Luck and all the best.

Ana

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Saver Series – Part 4 – Unilever Deals

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I’m simply obsessed with saving but I absolutely love shopping , even mundane grocery shopping is fun for me and more so when I know I’m saving at the same time, Black Friday last year was euphoric for me – my dream come true would be if we could coupon like in the States.Think of the show Extreme Coupon.

Well I’ve come across something that is one step closer to coupon heaven.Thanks to Unilever.

I simply registered and now its a quick browse through the specials before I go to the shops and click on the coupons I’ll use so I’m ready when I get to the stores.

#iheartsaving click here for Unilever Website

I came across the GIF below via http://www.everything4less.co.za

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Nice and easy explanation on how Unilever Deals works.

Lets Start Saving.

Note:This is not a sponsored post – if I can save I want others to save as well.

#happysaving

 

12 Month Savings Challenge – Remember to Save

Jan savings

The 1st month of the year done and dusted.Bet you were counting the days  for this Payslip, January always feels like the longest month.

I just dropped by to remind you to save January’s amount from the Challenge.

Your debit orders and monthly payments should have been down by so remember to save.

Its not major and wont dent your pocket.  R120.00 – that’s all.

If you can afford and want to save more this month I suggest you pick a figure from another month from Feb to December and save that amount.then scratch that month out and put that money away.

Click below to view the full 12 month breakdown.

52 week 12 month Savings Challenge South Africa 2015

Good Luck and all the best.

Ana

Christmas Gift Ideas – Cheap Class Gift

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I made this a while back when my little guy was still in Nursery school and thought it perfect for Luca’s class as they work a lot with Play Dough in their therapy sessions and in class.I figured it was the perfect gift to take home over the holidays.

I made doubled the recipe and it made 2.150kg of dough which I than halved into 2 to make two different colours.

I did a green sparkle dough with green food colouring and edible glitter , the red I flavoured with bubblegum flavoured essence.

Here is the Recipe:

  • 2 Cups of Flour
  • 2 Cups of Water
  • 1/2 Cup of Salt
  • 15ml Cream of Tartar ( This is actually one sachet you get at PNP or Checkers )
  • 15ml of Cooking oil

In a saucepan still all contents over moderate heat
Mix till a thick dough ball forms. It must not be sticky.
Allow to cool in the pot.
Knead dough.This is when I divide if needed and begin to colour and / add the oils or essences and glitters.Wrap in plastic and store in a plastic/airtight container.
Encourage child to use their imagination when playing with playdough. Limit the use of playdough toys – using their fingers is better.

Caution: if you’ve just had a fresh manicure done or just don’t want to walk around with colouring all over your hands for the next few days use GLOVES!

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We rolled and shaped them out into rectangles. The kids loved helping

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We covered them in cling film

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I made a quick gift tag on MS Word and printed it on Cardboard. I then tied twine around the container and added the tag

T he containers I found at Westpack my new favourite go to store.

They cost R 5.50 each and playdough is pretty inexpensive to make.

The children loved it I hope you will to.

Enjoy!!

Saver Series – Part 3 – Savings Challenge (S.African Version)

Click on the pic and save or print

If you go anywhere near Pinterest you have definitely come across the 52 Week Savings Challenge.

With the New Year creeping in at a fast pace (how fast has this year gone by?)there are certain things I do want to ascertain within the year of 2016.I wont call them resolutions but simply call them lifestyle changes.I love the start of any New Year with its promise of a fresh start and better things ahead so ….is this a challenge I want to take on? Most definitely! I’m the saver in the family or at least used to be until I had my children.Saving hasn’t been on my “list” in a few years and I really want to see that money grow ( What a high it will be to see that money grow every month). I have managed to set small savings goals monthly but this will definitely get me back in the savings saddle.

I rearranged and obviously changed the currency to our South African Rands (ZAR), I also added the 12 month breakdown as many of us generally get paid monthly and not weekly.

If you see the breakdown it will allow a total savings of R 14 000,00  SAVED for 2016.

When I first did the breakdown it gave me an odd number total  in the R 13 000 region, being on the cusp of O.C.D I had to had to round it off.

Anyway go through the breakdown I did – you will see by far the hardest month you will probably have will be towards the end of the year (October and November).

Hang in there November will be a tight month but if you one of the lucky ones you know the end is close and you can just see that 13th cheque/Christmas Bonus in your bank account by mid December.

If you not lucky enough to be blessed with employers who hand out Christmas Bonuses then keep at it until the end of December – what an exhilarating feeling it will be to open your bank account and see FOURTEEN THOUSAND RAND staring back at you.

Let me know if you will be joining the challenge and good luck.Whether you only save for 3 months or 6 it’s still money in your pocket well done.

Good Luck and enjoy the fruits of your hard work and savings.

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Saver Series – Part 2 – Self Storage Units

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You might remember that we are still living in a 100m2 apartment with two kids.

With 2 babies and everything that comes with them this little place was getting tighter and tighter add the seasonal items such as Christmas trees and Easter trees (yes we have one) we really had to find a Storage Unit.

Our 1st storage unit was costing us  a crazy R 670.00 per month, at the time we figured it wasn’t going to be to long as we were on our way to our new home.We were so positive I packed everything ready for its specific room in our new home (those boxes are bittersweet to look at to this day).

So we lumped it – R 670.00 per month to store unused and seasonal items.

A friend of mine came across an awesome XtraSpace Storage special and two weeks later we moved from one unit into another.Its pretty much the same distance as the other but in the opposite direction.Also the XtraSpace units are a lot cleaner – I had to wipe clean the layer of dust from all our items (our old unit was on a plot) before it went into our new storage.

What are we now paying…..R210.00 a month for a 5sqm unit which is ideal for what we need.

This means we have saved R 2300.00 over the last 5 months – Love it.

Bargain Right!!!

And you can take advantage of their amazing offers just have a look below:

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JOHANNESBURG
JHB CENTRAL
The biggest and best saver special we have currently is at our JHB Central facility where we have a 60% discount on available units only. This special runs until February 2016.

EAST RAND REGION
BRAKPAN
At our facility in Brakpan, we are currently running a special on our 15sqm units, with a saving of R230 per month. This special is running until the end of December 2015.

EAST RAND REGION
ALBERTON COMRINK STREET
At our Combrink Street facility (Alberton) we are currently running a special on our 9sqm units, with a saving of R120 per month.

CAPE TOWN
BELLVILLE BRANCH
At our Bellville branch we are currently running a special on 18sqm units, with a saving of R150 per month.
AIRPORT INDUSTRIA BRANCH
At our Airport Industria branch we are currently running a special on 7.8sqm units, with a saving of R230 per month. A special on our 3.77sqm units, with a saving of R230 per month.

Click on the link to get more information and contact details.http://www.xtraspace.co.za/
Facebook Page: https://www.facebook.com/xtraspaceselfstorage?fref=ts

Happy Savings

 

Enjoy!

 

 

 

 

 

Saver Series – Part 1 – How we saved R3500.00 in 5 months

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We have had a pretty rough two years.We went from living pretty well and on our way to leaving our starter flat and going into our 1st house when hubby got retrenched and was without work for just under 3 months.

We seem to finally be above water financially, that dark time had us learn so many financial lessons.

We weren’t saving anything as the plan was to completely pay off all our debit so that when the time came we would have a brilliant credit record as well as hardly any debit except the bond.Boy did that plan so horribly pear-shaped in a flash.That brilliant credit record we were so proud of shattered when we skipped our 1st payment.

We have a new insight on our finances and the way forward.

I run a business from home so we have uncapped ADSL from Telkom – this is important for the info im about to share with you.

We were subscribers with a decoder ,in my opinion a major nice to have in this country, so much so that I once did a quick survey at my old office as to how many people subscribed and it was straight down the middle 50%.

It’s not cheap at R 699.00 per month plus the insurance ( this was the package we had as we figured with the rental facility the amount we would save on late fees was our justification)It just got to the point where the repeats on every channel where just regurgitating over and over – Christmas movies in June really made me flip.

I decided to so some research after there was a discussion on 702 – inbox me for the Facebook link  .All you needed was an ADSL line , I tagged and sent hubby link after link about Netflix and within a week we were up and running.There was skepticism from may about the speed of our line but to date its been fine.

It cost $ 7.99 a month (yup you have to pay with your credit card and its in dollars but even with the hectic exchange rate you still saving).

Now we watch what we want when we want and without any ad’s.

Each family member gets a folder and you can search and save movies series documentaries etc so when you ready to watch them you can.

Are there any cons? Yes only one – our Telkom line was down for 2 weeks but we have a cupboard full of dvd’s for the kids so it wasn’t a major train smash.

To date its saved us R 3500.00 and continues to save us money.

FYI: we still pay out TV license annually.

FYI: when we go visit family and friends with still shocks us as to how we still come across theusual repeats – I kid you not

Check in from time to time and see where else I’ve saved money and how we did it.

Enjoy!